Cheap Auto Insurance in Georgia
Compare quotes from 39 auto insurance companies in Georgia
Learn about best auto insurance in Georgia. Get auto insurance quotes from auto insurance companies in your state and compare auto insurance rates to get the coverage that fits all your car insurance needs. Auto insurance companies offer various coverage options and comparing car insurance packages offered by several providers can help you to select the coverage that offers the protection you need. On today's market many auto insurance companies offer several types of coverage along with specialty policies. At AutoInsuranceNearMe.net you can look through the list of car insurance companies in your area and make the right decision after comparing coverages and rates.
Auto insurance in Georgia
Are you looking for auto insurance? Do you want a policy that fits both your needs and budget? If your answer to either of these two questions is yes, then you should keep on reading this article. In the paragraphs below, you will find out everything there is to know on the topic of auto insurance in Georgia. Car insurance is mandatory by law, and it offers the necessary protection in case of accidents. Without a valid policy, vehicle owners are liable for fines of up to $1,000 and they might even have their driving documents suspended. This can refer to either the driver's license or the vehicle registration, for a period of up to six months.
What type of car insurance do you legally need in Georgia?
The Mandatory Liability Insurance Act requires that all Georgia residents who operate a moving vehicle have a liability insurance policy. Should the driver continue to operate the vehicle without a valid insurance policy, the above-mentioned consequences will be enforced. Each state also has an online insurance verification system, which can be used to determine whether a vehicle is insured or not.
Residents who operate vehicles in the state of Georgia must have a car insurance policy that meets specific requirements. These include: bodily injury liability ($50,000 per accident and $25,000 per person), property damage liability ($25,000 per accident), uninsured motorist property damage ($25,000 with deductible), and uninsured motorist bodily injury ($50,000 per accident and $25,000 per person). The minimum liability coverage is mandatory by law, but the full coverage insurance offers superior protection. You can opt for additional coverage, such as comprehensive and collision insurance. It is always recommended to choose the highest possible coverage limit, especially in contrast to the minimum one required by the law in Georgia. This offers the best possible protection.
The sums you see mentioned above refer to the maximum amount insurance providers pay, should you be involved in an at-fault accident. According to current laws, vehicle owners must carry a copy of their insurance policy while driving. It is illegal to drive without a valid insurance policy in Georgia. Consequences include, as seen, not only legal fines, but also the suspension of the driver's license or vehicle registration. Should one continue to drive without adequate insurance, jail time might be enforced.
Average cost of auto insurance in Georgia
How much does car insurance cost in GA? The state minimum auto insurance policy in Georgia has a value of $582. However, a full coverage insurance policy has an average value of $1,982. Collision and comprehensive might not be included in the full coverage, so you should calculate your budget accordingly. Among the factors influencing the overall insurance rates, there are: marital status, age, gender, location, driving record, number of miles driven, vehicle, presence of prior insurance. The best thing you can do is choose an insurance policy with a wide coverage, as opposed to the cheapest one.
The average cost of auto insurance naturally varies from one state to the other. You can expect variations for both the minimum coverage and the full one, including when it comes to options such as comprehensive and collision. Several factors influence these variations, including: weather-related accidents, at-fault accidents, number of drivers vs. the general population, insured drivers in the respective location, road conditions, etc.
Georgia has higher rates for the average auto insurance than the national median, which is around $1,770. The states with the most affordable insurance policies include: Wisconsin, Washington, Tennessee, Oregon, North Dakota, New Mexico, Nebraska, and Maine. Among the states with the more expensive policies, there are: Pennsylvania, New York, Nevada, Michigan, Louisiana, Florida, Colorado, and California. New York has the most expensive insurance rates, with $1,339 for the minimum policy and $2,996 for the full coverage. Maine is the most accessible, with $876 for the full coverage and $227 for the minimum policy.
Within the state of Georgia, you might also find differences between various cities. Augusta has among the most affordable auto insurance, while Atlanta has among the most expensive rates. The overall annual premiums are as follows: August - $1,904; Columbus - $1,995; Macon - $2,063; Savannah - $2,067; Atlanta - $2,322.
Married couples often benefit from the most affordable coverages, as opposed to those who are divorced, single, or widowed. Slight differences exist between genders as well, with men benefitting from more affordable rates than women. The age of the driver represents one of the main factors that influence the value of auto insurance. Young drivers are seen less responsible by insurance companies, so the associated policy usually costs more. A teenage driver can expect an annual premium of over $7,700, while a middle-aged driver is prepared to pay around $2,000 for the same premium.
To calculate the value of a potential coverage policy, insurance companies might also analyze the driver's credit history. A driver with an exceptional credit will save significant sums on his/her annual premium, while someone with a poor credit history will have to pay a higher policy. Prior driving offenses will lead to more expensive rates, including DUI/DWI, speeding, reckless driving, and at-fault accidents. The type of coverage influences the final value of the policy. Both comprehensive and collision can be added to the state minimum policy, in order to increase the level of protection one benefits from.
- Abbeville
- Acree
- Acworth
- Adairsville
- Adel
- Adgateville
- Adrian
- Ailey
- Alamo
- Alapaha
- Albany
- Aldora
- Alexander
- Allenhurst
- Allentown
- Alma
- Almon
- Alpharetta
- Alston
- Alto
- Alvaton
- Ambrose
- Americus
- Andersonville
- Apalachee
- Appling
- Appling County
- Arabi
- Aragon
- Arcade
- Arco
- Arcola
- Argyle
- Arlington
- Arnold Mill
- Arnoldsville
- Ashburn
- Athens
- Atkinson
- Atkinson County
- Atlanta
- Attapulgus
- Auburn
- Augusta
- Austell
- Avalon
- Avera
- Avondale Estates
- Axson
- Bacon County
- Baconton
- Baden
- Bainbridge
- Baker County
- Baldwin
- Baldwin County
- Ball Ground
- Banks County
- Barnesville
- Barney
- Barretts
- Barrow County
- Bartow
- Bartow County
- Barwick
- Baxley
- Beach
- Bellville
- Belmont
- Belvedere Park
- Bemiss
- Ben Hill County
- Benevolence
- Berkeley Lake
- Berlin
- Berrien County
- Bethlehem
- Between
- Bibb County
- Big Creek
- Bishop
- Blackshear
- Blackwells
- Blairsville
- Blakely
- Bleckley County
- Blitchton
- Bloomingdale
- Blue Ridge
- Bluffton
- Blythe
- Bogart
- Bolingbroke
- Bonaire
- Bonanza
- Boston
- Bostwick
- Bowdon
- Bowdon Junction
- Bowersville
- Bowman
- Boykin
- Brantley County
- Braselton
- Braswell
- Bremen
- Brewton
- Bridgeboro
- Brinson
- Bronwood
- Brookfield
- Brookhaven
- Brooklet
- Brooklyn
- Brooks
- Brooks County
- Brookwood
- Broxton
- Brunswick
- Bryan County
- Buchanan
- Buckhead
- Buena Vista
- Buford
- Bullard
- Bulloch County
- Burke County
- Burroughs
- Bushnell
- Butler
- Butts County
- Byromville
- Byron
- Cadley
- Cadwell
- Cairo
- Calhoun
- Calhoun County
- Calvary
- Camak
- Camden County
- Camilla
- Campbellton
- Campton
- Candler County
- Canon
- Canoochee
- Canton
- Carl
- Carlton
- Carnegie
- Carnesville
- Carroll County
- Carrollton
- Carsonville
- Cartersville
- Cataula
- Catoosa County
- Cave Spring
- Cecil
- Cedar Springs
- Cedartown
- Center
- Center Post
- Centerville
- Centralhatchee
- Chalybeate Springs
- Chamblee
- Charing
- Charles
- Charlton County
- Chatham County
- Chatsworth
- Chattahoochee County
- Chattahoochee Hills
- Chattanooga Valley
- Chattooga County
- Chauncey
- Cherokee County
- Cherry Log
- Chester
- Chestnut Mountain
- Chickamauga
- Chicopee
- Chula
- Cisco
- Clarkdale
- Clarke County
- Clarkesville
- Clarkston
- Claxton
- Clay County
- Clayton
- Clayton County
- Clem
- Clermont
- Cleveland
- Climax
- Clinch County
- Clyattville
- Clyo
- Coal Mountain
- Cobb County
- Cobbtown
- Cochran
- Coffee County
- Cogdell
- Cohutta
- Colbert
- Coleman
- Colemans Lake
- College Park
- Collins
- Colquitt
- Colquitt County
- Columbia County
- Columbus
- Comer
- Commerce
- Concord
- Conley
- Conyers
- Cook County
- Coolidge
- Cooper Heights
- Coosa
- Cordele
- Corinth
- Cornelia
- Cotton
- Country Club Estates
- Coverdale
- Covington
- Coweta County
- Cox
- Crabapple
- Crawford
- Crawford County
- Crawfordville
- Crisp County
- Culloden
- Culverton
- Cumming
- Cusseta
- Cuthbert
- Dacula
- Dade County
- Dahlonega
- Daisy
- Dakota
- Dallas
- Dalton
- Damascus
- Dames Ferry
- Danielsville
- Danville
- Darien
- Dasher
- Davisboro
- Dawesville
- Dawson
- Dawson County
- Dawsonville
- DeKalb County
- DeSoto
- DeWitt
- Dearing
- Decatur
- Decatur County
- Deenwood
- Deepstep
- Demorest
- Denton
- Devereux
- Dewy Rose
- Dexter
- Dickey
- Dillard
- Dixie
- Dixie Union
- Dock Junction
- Doctortown
- Dodge County
- Doerun
- Doles
- Donalsonville
- Donovan
- Dooling
- Dooly County
- Doraville
- Dougherty County
- Douglas
- Douglas County
- Douglasville
- Dover
- Doyle
- Draketown
- Druid Hills
- Du Pont
- Dublin
- Ducktown
- Dudley
- Duluth
- Dunwoody
- Durand
- Eagle Grove
- Early County
- East Dublin
- East Ellijay
- East Griffin
- East Juliette
- East Newnan
- East Point
- Eastanollee
- Eastman
- Eatonton
- Echols County
- Edgehill
- Edison
- Effingham County
- Elbert County
- Elberton
- Eldorado
- Eldorendo
- Elizabeth
- Elko
- Ellabell
- Ellaville
- Ellenton
- Ellenwood
- Ellijay
- Elliotts Bluff
- Elmodel
- Emanuel County
- Emerson
- Emmalane
- Emory
- Empire
- Enigma
- Ephesus
- Epworth
- Esom Hill
- Eton
- Euharlee
- Eulonia
- Evans
- Evans County
- Evansville
- Everett
- Excelsior
- Experiment
- Faceville
- Fair Oaks
- Fairburn
- Fairmount
- Fairview
- Fannin County
- Fargo
- Farmington
- Fayette County
- Fayetteville
- Finleyson
- Fitzgerald
- Fleming
- Flemington
- Flippen
- Flovilla
- Flowery Branch
- Floyd
- Floyd County
- Folkston
- Forest Park
- Forsyth
- Forsyth County
- Fort Gaines
- Fort Oglethorpe
- Fort Valley
- Fortson
- Fortsonia
- Fowlstown
- Franklin
- Franklin County
- Franklin Springs
- Free Home
- Friendship
- Fulton County
- Funston
- Gabbettville
- Gainesville
- Garden City
- Garden Lakes
- Gardi
- Garfield
- Gay
- Geneva
- Georgetown
- Gibson
- Gillsville
- Gilmer County
- Girard
- Glascock County
- Glen Haven
- Glennville
- Glenwood
- Gloster
- Glynn County
- Godfrey
- Godwinsville
- Good Hope
- Gordon
- Gordon County
- Gordy
- Gough
- Gracewood
- Grady County
- Graham
- Grantville
- Gray
- Grayson
- Graysville
- Greene County
- Greensboro
- Greenville
- Gresham Park
- Griffin
- Griswoldville
- Grovania
- Groveland
- Grovetown
- Gum Branch
- Gumlog
- Guyton
- Gwinnett County
- Habersham
- Habersham County
- Haddock
- Hagan
- Hahira
- Halfmoon Landing
- Hall County
- Halls
- Hamilton
- Hampton
- Hancock County
- Hannahs Mill
- Hapeville
- Haralson
- Haralson County
- Hardwick
- Harlem
- Harris County
- Harrison
- Hart County
- Hartford
- Hartwell
- Hatley
- Hawkinsville
- Haylow
- Hayneville
- Hazlehurst
- Heard County
- Helen
- Helena
- Henderson
- Henry County
- Hephzibah
- Herod
- Hiawassee
- Hickox
- Higgston
- Highland Mills
- Hillsboro
- Hilltop
- Hiltonia
- Hinesville
- Hiram
- Hoboken
- Hogansville
- Holland
- Holly Springs
- Hollywood
- Homeland
- Homer
- Homerville
- Horns
- Hortense
- Hoschton
- Houston County
- Howard
- Howell
- Huber
- Hull
- Hutchins
- Ideal
- Ila
- Indian Springs
- Inman
- Iron City
- Irondale
- Irwin County
- Irwinton
- Irwinville
- Isle of Hope
- Ivey
- Jackson
- Jackson County
- Jacksonville
- Jakin
- James
- Jasper
- Jasper County
- Jeff Davis County
- Jefferson
- Jefferson County
- Jeffersonville
- Jenkins County
- Jenkinsburg
- Jersey
- Jerusalem
- Jesup
- Johns Creek
- Johnson Corner
- Johnson County
- Jones County
- Jonesboro
- Juliette
- Junction City
- Juniper
- Keithsburg
- Keller
- Kennesaw
- Keysville
- Kildare
- Kinderlou
- Kingsland
- Kingston
- Kite
- Knoxville
- La Grange
- LaFayette
- Lake City
- Lake Park
- Lakeland
- Lakemont
- Lakeview
- Lakeview Estates
- Lamar County
- Lanier County
- Laurens County
- Lavonia
- Lawrenceville
- Leary
- Leathersville
- Lee County
- Leesburg
- Leland
- Lenox
- Leslie
- Lexington
- Liberty County
- Lilburn
- Lilly
- Lincoln County
- Lincoln Park
- Lincolnton
- Lindale
- Linton
- Linwood
- Lithia Springs
- Lithonia
- Lizella
- Locust Grove
- Loganville
- Lone Oak
- Long County
- Lookout Mountain
- Louise
- Louisville
- Louvale
- Lovejoy
- Lovett
- Lowndes County
- Ludowici
- Luella
- Luke
- Lula
- Lumber City
- Lumpkin
- Lumpkin County
- Luthersville
- Lyerly
- Lyons
- Mableton
- Macland
- Macon
- Macon County
- Madison
- Madison County
- Madras
- Manassas
- Manchester
- Manor
- Mansfield
- Marietta
- Marion County
- Marlow
- Marshallville
- Martin
- Martinez
- Matthews
- Maxeys
- Mayfield
- Maysville
- McBean
- McCaysville
- McDonough
- McDuffie County
- McIntosh County
- McIntyre
- McKinney
- McKinnon
- McRae
- Meansville
- Mechanicsville
- Meigs
- Meinhard
- Mendes
- Menlo
- Meridian
- Meriwether County
- Merrillville
- Mershon
- Metcalf
- Metter
- Midville
- Midway
- Milan
- Milford
- Milledgeville
- Millen
- Miller County
- Millhaven
- Millwood
- Milner
- Milton
- Mineral Bluff
- Mitchell
- Mitchell County
- Modoc
- Molena
- Moniac
- Monroe
- Monroe County
- Montezuma
- Montgomery
- Montgomery County
- Monticello
- Montrose
- Mora
- Moreland
- Morgan
- Morgan County
- Morganton
- Morganville
- Morris
- Morrow
- Morven
- Moultrie
- Mount Airy
- Mount Bethel
- Mount Carmel
- Mount Vernon
- Mount Zion
- Mountain City
- Mountain Park
- Moxley
- Munnerlyn
- Murray County
- Muscogee County
- Musella
- Nahunta
- Nashville
- Naylor
- Needmore
- Nelson
- New Hope
- Newborn
- Newington
- Newnan
- Newton
- Newton County
- Newtown
- Nicholls
- Nicholson
- Noonday
- Norcross
- Norman Park
- Normantown
- Norristown
- North Atlanta
- North Decatur
- North Druid Hills
- North High Shoals
- Norwood
- Nunez
- Oak Grove
- Oak Park
- Oakdale
- Oakfield
- Oakland Heights
- Oakman
- Oakwood
- Ocee
- Ochlocknee
- Ocilla
- Oconee
- Oconee County
- Odessadale
- Odum
- Offerman
- Oglesby
- Oglethorpe
- Oglethorpe County
- Ohoopee
- Oliver
- Omaha
- Omega
- Orchard Hill
- Osierfield
- Oxford
- Palmetto
- Panthersville
- Parrott
- Patterson
- Paulding County
- Pavo
- Payne
- Peach County
- Peachtree City
- Peachtree Corners
- Pearson
- Pelham
- Pembroke
- Pendergrass
- Penfield
- Perkins
- Perry
- Phelps
- Phillipsburg
- Philomath
- Pickens County
- Piedmont
- Pierce County
- Pike County
- Pine Lake
- Pine Log
- Pine Mountain
- Pine Mountain Valley
- Pine Park
- Pinehurst
- Pineora
- Pineview
- Pittman
- Pitts
- Plainfield
- Plains
- Plainville
- Polk County
- Pooler
- Port Wentworth
- Portal
- Porterdale
- Potterville
- Poulan
- Powder Springs
- Powelton
- Preston
- Pridgen
- Primrose
- Pulaski
- Pulaski County
- Putnam County
- Putney
- Queensland
- Quitman
- Quitman County
- Rabun County
- Raleigh
- Ramhurst
- Randolph County
- Ranger
- Raoul
- Ray City
- Rayle
- Raymond
- Rebecca
- Red Oak
- Redan
- Reed Creek
- Reeves
- Register
- Reidsville
- Remerton
- Renfroe
- Reno
- Rentz
- Resaca
- Rest Haven
- Rex
- Reynolds
- Reynoldsville
- Rhine
- Riceboro
- Richland
- Richmond County
- Richmond Hill
- Richwood
- Riddleville
- Rincon
- Ringgold
- Rising Fawn
- Riverdale
- Riverside
- Roberta
- Rochelle
- Rock Spring
- Rockdale County
- Rockingham
- Rockmart
- Rocky Ford
- Rocky Mount
- Rome
- Roopville
- Roper
- Rosier
- Rossville
- Roswell
- Round Oak
- Royston
- Ruckersville
- Rupert
- Russell
- Rutledge
- Saint Clair
- Saint George
- Saint Marks
- Saint Marys
- Saint Simons
- Sale City
- Salem
- Sandersville
- Sandy Plains
- Sandy Springs
- Santa Claus
- Sapelo Island
- Sardis
- Sargent
- Sasser
- Satilla
- Satolah
- Savannah
- Schley County
- Scotland
- Scott
- Scottdale
- Screven
- Screven County
- Sea Island
- Seminole County
- Senoia
- Seville
- Shady Dale
- Shannon
- Sharon
- Sharpsburg
- Shawnee
- Shellman
- Shellman Bluff
- Shiloh
- Shingler
- Sigsbee
- Silco
- Silk Hope
- Siloam
- Silver City
- Sirmans
- Six Mile
- Skidaway Island
- Skipperton
- Sky Valley
- Smarr
- Smithville
- Smyrna
- Snapfinger
- Snellville
- Social Circle
- Soperton
- South Fulton
- South Newport
- Spalding County
- Sparks
- Sparta
- Spring Place
- Springfield
- Springvale
- Stapleton
- Starrs Mill
- Starrsville
- Statenville
- Statesboro
- Statham
- Stephens County
- Sterling
- Stewart
- Stewart County
- Stillmore
- Stillwell
- Stockbridge
- Stockton
- Stone Mountain
- Stonecrest
- Stovall
- Sugar Hill
- Sugar Valley
- Sumac
- Summertown
- Summerville
- Sumner
- Sumter
- Sumter County
- Sunny Side
- Sunnyside
- Sunset Village
- Surrency
- Suwanee
- Swainsboro
- Swords
- Sycamore
- Sylvania
- Sylvester
- Talbot County
- Talbotton
- Taliaferro County
- Talking Rock
- Tallapoosa
- Tallulah Falls
- Talmo
- Tarboro
- Tarrytown
- Tate
- Tate City
- Tattnall County
- Taylor County
- Taylorsville
- Tazewell
- Telfair County
- Temple
- Tennille
- Terrell County
- Thalmann
- The Rock
- Thomas County
- Thomaston
- Thomasville
- Thomson
- Thunderbolt
- Tift County
- Tifton
- Tiger
- Tignall
- Tilton
- Toccoa
- Toombs County
- Toomsboro
- Topeka Junction
- Towns
- Towns County
- Townsend
- Trenton
- Treutlen County
- Trion
- Troup County
- Tucker
- Tunnel Hill
- Turin
- Turner County
- Turnerville
- Twiggs County
- Twin City
- Twin Lakes
- Ty Ty
- Tybee Island
- Tyrone
- Unadilla
- Union City
- Union County
- Union Point
- Unionville
- Upatoi
- Upson County
- Uvalda
- Valdosta
- Van Wert
- Varnell
- Veal
- Vernonburg
- Vesta
- Vidalia
- Vidette
- Vienna
- Villa Rica
- Vinings
- Waco
- Wadley
- Waleska
- Walker County
- Walnut Grove
- Walthourville
- Walton County
- Ware County
- Waresboro
- Waring
- Warm Springs
- Warner Robins
- Warren County
- Warrenton
- Warsaw
- Warthen
- Warwick
- Washington
- Washington County
- Watkinsville
- Waverly
- Waverly Hall
- Waycross
- Wayne County
- Waynesboro
- Wayside
- Webb
- Weber
- Webster County
- Wenona
- Wesley
- West Green
- West Point
- Westoak
- Weston
- Wheeler County
- Whigham
- White
- White County
- White Oak
- White Plains
- White Sulphur Springs
- Whitemarsh Island
- Whitesburg
- Whitesville
- Whitfield County
- Wilcox County
- Wilkes County
- Wilkinson County
- Willacoochee
- Williamson
- Wilmington Island
- Winder
- Windsor Forest
- Winokur
- Winterville
- Withers
- Woodbine
- Woodbury
- Woodland
- Woodstock
- Woodville
- Woolsey
- Worth County
- Wrens
- Wrightsville
- Yatesville
- Yonah
- Yorkville
- Young Harris
- Zebina
- Zebulon
Did not find your city or county on the list? Please use our auto insurance companies search box at the top to locate all the best auto insurance quotes in Georgia. Find car insurance in Georgia by city, zip code or county name.
Finding the right auto insurance in GA
Our expert assistance will help you release the stress associated with finding the right auto insurance policy. We have both the necessary experience and knowledge to provide assistance, matching you with the best policy for your needs. In suggesting a particular insurance policy, we will also consider your available budget. All you have to do is give us a call and we will offer all the support you might require. It is worth mentioning that this service is 100% free.
Find the best auto insurance rate in your area. 100% free service.